INVESTOR DETAILS

Flexible financing.
Built around common sense.

We lend against real value with conservative underwriting and a focus on protecting capital.

VIEW LOAN CRITERIA

HOW WE LEND

Conservative today.
Protected for tomorrow.

Every investment is secured by tangible assets. We prefer to lend between 50% to 70% loan-to-value to preserve capital and reduce risk.

  • Asset-backed lending

  • Substantial equity required

  • Downside protection

  • Relationships over transactions

INVESTMENT LOAN CRITERIA

  • Is there any additional collateral we can lien to help lower the LTV?

  • How liquid is the property or asset should we have to take it back and sell?

  • Are there additional cash reserves, retirement accounts or additional revenue streams?        

  • How strong is the borrower's credit and financial strength?

  • How long has the borrower been in business?

  • How do we get paid off

  • Does the borrower have a strong exit strategy?

  • Does the borrower have any additional guarantors?

COMPENSATING FACTORS

additional collateral, time in business, payoff strategy, market value, credit and financial strength, exit strategy, additional guarantors, liquidity and cash reserves

We combine traditional bank underwriting
with common sense lending.

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